How do I calculate my FICO score?
It turns out that your credit score is not just based on one factor but rather derived from multiple factors. Payment history accounts for 35% of your credit score, credit utilization accounts for 30%, credit history accounts for 15%, new credit accounts for 10%, and credit mix accounts for 10%. To view your FICO score, you can go to myFico.com and request a score report. From there, you can request a score report form one credit bureau or all three credit bureaus.